Financial services
Every automated decision has to be explainable — to an auditor, a regulator, and the customer who was declined.
Patterns we apply
- Risk models with traceability for every variable
- Versioned, auditable business rules
- Strict separation of permissions and sensitive data
Evidence
−19% written-off portfolio
Prenda Crédito AvanzaTheir lending platform since 2018 plus an AI model that scores every application; delinquency dropped 8%.
−70% unforeseen tax risks
FinanzIAOur AI product for accountants and auditors: it classifies documents and saves each accountant 6 hours a month, per client.